In many property insurance claims, the Public Adjuster and Insurance Adjuster just don’t agree on the amount which should be claimed. The parries then engage appraisers to try to resolve the problem. When that doesn’t work out, many times the policy provides or the court orders that that an Umpire be assigned. An umpire is a neutral party whose view on the matter tends to either get the parties to see things from an objective point of view or if not, issues his assessment of the monetary claim. If either side agrees with the umpire, the two to one majority controls and the award is issued. The cost of the Umpire is usually split by the parties.